SAVING: Is an incredible virtue! In economics, saving is the amount that is left after spending. However, wealthy people work differently; they invest first and spend what’s left. Whereas, others spend first and invest what’s left. We can’t control interest rate movements or forecast what will happen in the stock or real estate market! But, we can certainly control when we start and how much we save. Starting to save early puts time by our side, our savings will add-up, funds would work longer with the power of compounding, thus, piling-up more cash in our bank accounts. A rupee saved is a rupee earned, goes the saying. But just saving is not enough; your money should grow according to your needs. This objective can only be met through investing wisely. When we stash our funds in the right places, our money would start to work harder, making us lead a relaxed and comfortable life. However, care should be taken not to put all the eggs in one basket. We sh...